The beauty of a system with multiple banks is that you get great credit card offers. Right now in Dubai, cards are becoming increasingly popular. And it’s not just credit cards. Customers are also seeking debit cards, loyalty cards, and travel cards. Looking around the banking market place, you might notice that the tier system for cards is pretty similar. Most banks use the platinum – titanium – gold naming system. However, each bank offers different benefits. For example, when it comes to frequent flier miles HSBC gives you 1.5 free miles for every 2AED you spend. UNB gives you a little more: 1.5 free miles for every 1.5 AED spent. With Etihad, you get 0.75 free miles for every 1 AED spent.
Other credit card offers from Gold Cards
Both HSBC and UNB give you great credit card offers. They don’t charge you an annual fee for 12 months, though you do have to pay later. You might need to look through a list of your favourite activities to see which deals apply to which bank:
- Most banks can get you discounts at restaurants, hotels, and accommodation options.
- For movie lovers, UNB Gold will give back some of the cash you spend on film tickets. Watch your favourite movies and UNB will return half the money, though the maximum applicable cash-back is AED 125.
- Etisalat cards have a particularly unique offering. They provide free mobile talk time for use within UAE. This should be a popular deal with prolific phone users.
What about other cards?
UNB offers credit card facilities under their platinum banner, and their competitors do too. The UNB Platinum Card has a guaranteed 1.5% cash-back on all card expenditure, while Etihad Platinum offers unspecified exclusive treats. Emirates Platinum teases you with free valet parking and special privileges for golfers. HSBC matches both those offers and throws in low repayment minimums of up to 5% per month, which eases the strain of keeping up with credit card payments. In terms of cash access, HSBC gives you a 50% cash advance while Etisalat from ADIB promises 100% withdrawal limit of liquid money. Clearly, there’s a lot more scope for credit cards in Dubai, so keep reading and learn all about your options.
0 comments:
Post a Comment